I really feel like we made a mistake two years ago and bought "too much house" (we got a zero-down, 30-year loan, house $240K. But whenever I bring it up to my husband, it always ends up in an argument and we can't seem to understand each other. Every time I plug the numbers into the "rent" or "own" calculators on Freddie Mac, it always shows up that we could have saved at least $44,000 over 10 years by renting instead of buying, and that's assuming the house goes up in value, what if it doesn't?. This makes me sick to my stomach because we work so hard for our income but just can't seem to hold on to it, and if we would just have kept renting, we would have been able to save up for a huge down payment and bought something more reasonable. We've already had to put another $18K into the house (AC went out, needed new floors, new fence, etc), and we've only lived there 2 years, so if we were to sell in this economy, we would be out thousands of dollars, and we have no equity, and it would likely sell for less than our purchase price. I don't know what to do. My main question is, how can I bring it up to my husband in a non-threatening way so we can get on the same page, and my second question is, what should we do with our situation?
Orignal From: We can't seem to get on the same page about our bank-account-draining home! How should I handle?
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