I have used and now owe half of my Home Equity Line of Credit which is locked in at 7.25% for five years. I don't want to borrow more money though. I want to start paying off what I owe.

How do I go about doing this in an advantageous manner? Do I need to refinance into a conventional loan or should I just start making payments over and above the interest only payment I am paying now.


Orignal From: I want to pay off my Home Equity Line of Credit?

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